Volume 8, Issue 4 (Winter 2026)
Iran J Health Insur 2026, 8(4): 301-310 |
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Ethics code: IR.ACECR.IBCRC.REC.1400.023
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Farzadi F, Haeri-Mehrizi A A, Aeenparast A, Tafazoli Harandi H, Riazi F, Baslanpour H, et al . A Comparative Study of the Indices of Utilizing Supplemental Health Insurance Services in a Semi-Public Non-Governmental Organization (2018-2021). Iran J Health Insur 2026; 8 (4) :301-310
URL: http://journal.ihio.gov.ir/article-1-392-en.html
URL: http://journal.ihio.gov.ir/article-1-392-en.html
Faranak Farzadi1 
, Ali Asghar Haeri-Mehrizi2 , Afsoon Aeenparast *3 , Hoda Tafazoli Harandi2 , Fatemeh Riazi2 , Hasan Baslanpour4 , Abolfazl Taghavizadeh4 , Mahsa Behravesh4
, Ali Asghar Haeri-Mehrizi2 , Afsoon Aeenparast *3 , Hoda Tafazoli Harandi2 , Fatemeh Riazi2 , Hasan Baslanpour4 , Abolfazl Taghavizadeh4 , Mahsa Behravesh4
1- Department of Women's Health, Academy of Medical Sciences of the Islamic Republic of Iran, Tehran, Iran
2- Health Services Management Group, Health Metrics Research Center, Iranian Institute for Health Sciences Research, ACECR, Tehran, Iran
3- Health Services Management Group, Health Metrics Research Center, Iranian Institute for Health Sciences Research, ACECR, Tehran, Iran ,aeenparast.af@gmail.com
4- Department of Human Capital Excellence and Welfare Development, Logistical Deputy, Academic Center for Education, Culture and Research (ACECR), Tehran, Iran
2- Health Services Management Group, Health Metrics Research Center, Iranian Institute for Health Sciences Research, ACECR, Tehran, Iran
3- Health Services Management Group, Health Metrics Research Center, Iranian Institute for Health Sciences Research, ACECR, Tehran, Iran ,
4- Department of Human Capital Excellence and Welfare Development, Logistical Deputy, Academic Center for Education, Culture and Research (ACECR), Tehran, Iran
Abstract: (1641 Views)
Introduction: This study aims to analyze the status of utilizing supplemental health insurance services by members of the Academic Jahad Organization during the years 2018 to 2021.
Methods: This research was a cross-sectional study. Data related to the extent of utilization of supplemental insurance services were extracted and analyzed within a specific time frame. No sampling was conducted in this study; instead, all extracted data from the database were analyzed. Descriptive statistics were used to describe the current status and to compare the indices across different time periods.
Results: The findings of the study indicated that during the period from December 2018 to December 2019, the highest usage of supplemental health insurance services was allocated to medical visits, followed by medications. The annual per capita demand for utilizing supplemental health insurance services was estimated at approximately 12 requests, while the per capita monetary coverage for the entire Academic Jahad Organization exceeded 13 million rials per year. In the third period of supplemental insurance (2020–2021), this changed to less than 12 requests and 38 million rials.
Conclusion: Supplementary health insurance is a useful way to improve health status and satisfaction of organizations’ workforce. Service coverage should be defined by assessing the utilization of health services. this assessment will improve the effectiveness of the resourse allocation in this field as well as proper utilization of health services.
Methods: This research was a cross-sectional study. Data related to the extent of utilization of supplemental insurance services were extracted and analyzed within a specific time frame. No sampling was conducted in this study; instead, all extracted data from the database were analyzed. Descriptive statistics were used to describe the current status and to compare the indices across different time periods.
Results: The findings of the study indicated that during the period from December 2018 to December 2019, the highest usage of supplemental health insurance services was allocated to medical visits, followed by medications. The annual per capita demand for utilizing supplemental health insurance services was estimated at approximately 12 requests, while the per capita monetary coverage for the entire Academic Jahad Organization exceeded 13 million rials per year. In the third period of supplemental insurance (2020–2021), this changed to less than 12 requests and 38 million rials.
Conclusion: Supplementary health insurance is a useful way to improve health status and satisfaction of organizations’ workforce. Service coverage should be defined by assessing the utilization of health services. this assessment will improve the effectiveness of the resourse allocation in this field as well as proper utilization of health services.
Type of Study: Short Communication |
Subject:
Special
Received: 2025/10/11 | Revised: 2026/05/17 | Accepted: 2026/01/20 | ePublished: 2026/02/8
Received: 2025/10/11 | Revised: 2026/05/17 | Accepted: 2026/01/20 | ePublished: 2026/02/8
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