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Introduction: Health insurance is one of the health requirements that is being considered by governments in most developed and developing countries. Since the insurance industry is one of the most important components of financial system, it is necessary to investigate the effect of financial reform policies on development of this industry, especially health insurance development.
Methods: This study, investigate how financial reform policies, including the overall financial reform index, and also the sub-indicators of interest rate control, privatization, entry barriers, capital market liberalization and securities market policies, affect the health insurance development for 30 selected developing countries during 2000-2018. This research is a practical and quantitative study that has been performed using dynamic panel estimation using Generalized Method of Moments.
Result: The results of this study show financial reforms can lead to development of health insurance in developing countries, however, the interactive results show increasing economic development level can increase this effect. Sub-indicators of entry barriers reduction and privatization in the basic and interactive models have a dominant, positive and significant effect on the health insurance development. The capital flow liberalization is significant in the basic model but is not significant under the influence of economic development and expansion of financial markets; also, the securities market policies has no significant effect on health insurance development in developing countries. The interest rate control has a significant relationship with health insurance development in a market-based system only.
Conclusion: As a general conclusion from this study, it can be stated that high government intervention in developing countries is one of the deterrents to financial systems and their impact on insurance sector. The results of this study showed that most financial reform policies, independently or under the influence of conditional variables, have a positive effect on health insurance development, therefore, developing countries can consider implementing these policies as a medium-term solution to improve public health and develop health insurance.

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Introduction: The prevalence of COVID-19 disease has added additional job stress to medical staff around the world and exacerbated the psychological problems of specialists. On the other hand, creating conditions for creating a synergistic passion for work and family can be a good solution to maintain the health of employees and provide better services to patients in medical centers. The aim of this study is to present a model of Deterrent and Promoter Affecting Synergistic Enthusiasm for Work - Family among Medical Married staff of medical centers under the supervision of Tehran University of Medical Sciences.
Methods: The present study was conducted qualitatively using grounded theory. In order to present the model, in-depth semi-structured interviews with the treatment staff were used. The selection of individuals was purposeful. Theoretical saturation was obtained after 12 interviews.
Results: Data analysis led to finding 6 promoter factors (intrinsic and behavioral characteristics of the individual; core and main family characteristics; characteristics related to work and work environment) and 7 deterrent factors (internal factors Psychology, behavioral habits; family environment, common destructive behaviors; work characteristics, managerial factors, organizational environment) were divided into 3 categories of individual, family and job factors.
Conclusion: Promotion of productivity, human capital and quality of health care services that are affected by the psychological problems of medical staff should be considered by the Ministry of Health and relevant organizations. Hospitals can improve the quality of services provided to the insured by using the presented model, while paying attention to specialists.