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Showing 5 results for Pension Fund
Dr Reza Kiani,
Volume 4, Issue 2 (8-2021)
Volume 4, Issue 2 (8-2021)
Abstract
Introduction: The coverage status of pension funds and supportive institutions of the elderly is one of the most important and fundamental issues in social welfare studies. The present study aims to compare and evaluate the status of insurance and support for the health of the elderly at the national and provincial level during the years 2015-2018. The main questions in this research are: how is the share of the coverage of pension funds and supportive institutions for the elderly in the country?, in which provinces the elderly benefit from more coverage?, and in which provinces the pension coverage and support is less for them?
Methods: The present study is a descriptive-analytical research and the method used is based on the secondary analysis method. The data used for insurance and support coverage were obtained from statistical and information sources of pension funds and supportive institutions and the Statistics and Information Office of the Ministry of Labor Cooperation and Social Welfare. Data related to changes in the age structure of the country's population have been obtained from the Statistics Center of Iran. The statistical data extracted after processing and drawing tables and graphs by Microsoft Word & Office Excel software, at the national and provincial level in terms of pension coverage and support for the elderly.
Results: In 2015, the ratio of elderly pensioners covered by pension funds was 36.2% and the ratio of elderly pensioners covered by supportive institutions equaled in 33.7%. In 2016, the ratio of elderly pensioners covered by pension funds was 33% and the ratio of elderly pensioners covered by supportive institutions equaled in 30.2%. In 2017, the ratio of elderly pensioners covered by pension funds was 34.9% and the ratio of elderly pensioners covered by supportive institutions was equaled in 31.1%. In 2018, the ratio of elderly pensioners covered by pension funds was 37 percent and the ratio of elderly pensioners covered by supportive institutions was 27.4 percent. In other words, the trend of insurance and supportive pension coverage for the elderly has decreased from 70% in 2015 to 64.4% in 2018. This situation is lower than the average of this coverage on a global scale (67.9).
Conclusion: The results of the study showed that the supportive coverage of funds, pensions and supportive organizations for the elderly in Iran is not widespread and in accordance with the growth of the elderly population, it has not only had a significant increase, but a decline.
Methods: The present study is a descriptive-analytical research and the method used is based on the secondary analysis method. The data used for insurance and support coverage were obtained from statistical and information sources of pension funds and supportive institutions and the Statistics and Information Office of the Ministry of Labor Cooperation and Social Welfare. Data related to changes in the age structure of the country's population have been obtained from the Statistics Center of Iran. The statistical data extracted after processing and drawing tables and graphs by Microsoft Word & Office Excel software, at the national and provincial level in terms of pension coverage and support for the elderly.
Results: In 2015, the ratio of elderly pensioners covered by pension funds was 36.2% and the ratio of elderly pensioners covered by supportive institutions equaled in 33.7%. In 2016, the ratio of elderly pensioners covered by pension funds was 33% and the ratio of elderly pensioners covered by supportive institutions equaled in 30.2%. In 2017, the ratio of elderly pensioners covered by pension funds was 34.9% and the ratio of elderly pensioners covered by supportive institutions was equaled in 31.1%. In 2018, the ratio of elderly pensioners covered by pension funds was 37 percent and the ratio of elderly pensioners covered by supportive institutions was 27.4 percent. In other words, the trend of insurance and supportive pension coverage for the elderly has decreased from 70% in 2015 to 64.4% in 2018. This situation is lower than the average of this coverage on a global scale (67.9).
Conclusion: The results of the study showed that the supportive coverage of funds, pensions and supportive organizations for the elderly in Iran is not widespread and in accordance with the growth of the elderly population, it has not only had a significant increase, but a decline.
Reza Kiani,
Volume 4, Issue 3 (12-2021)
Volume 4, Issue 3 (12-2021)
Abstract
Introduction: The status of coverage of pension funds and institutions for the support of the elderly, which is effective in promoting the health and social welfare of the elderly, their families and society as a whole, is one of the important issues in geriatrics. The desirable and effective benefit of this coverage for citizens is one of the characteristics of an advanced society and the birth of extensive changes in the development system of the countries. The purpose of this study is to identify the status of insurance pension coverage and support services for the elderly in different regions of the world in order to identify and compare the regions with the highest and lowest levels of this coverage.
Methods: The present study is a review study. The required statistics and information have been obtained through library and documentary methods and with reference to the statistical reports of the International Labor Organization and the World Social Security Union.
Results: The highest rate of coverage in 2019 was in North America with 100% coverage and the lowest was in sub-Saharan Africa with 22.7% of insurance coverage and support for the elderly.
Conclusion: The results show a significant increase in the status of insurance coverage and support for the elderly, especially in recent years. A condition that has been upgraded from a low level of coverage to a high level. However, insurance coverage and support for the elderly are not the same all over the world, and there are many differences.
Methods: The present study is a review study. The required statistics and information have been obtained through library and documentary methods and with reference to the statistical reports of the International Labor Organization and the World Social Security Union.
Results: The highest rate of coverage in 2019 was in North America with 100% coverage and the lowest was in sub-Saharan Africa with 22.7% of insurance coverage and support for the elderly.
Conclusion: The results show a significant increase in the status of insurance coverage and support for the elderly, especially in recent years. A condition that has been upgraded from a low level of coverage to a high level. However, insurance coverage and support for the elderly are not the same all over the world, and there are many differences.
Reza Kiani, Majid Kosheshi,
Volume 5, Issue 1 (3-2022)
Volume 5, Issue 1 (3-2022)
Abstract
Introduction: A study of the situation of Iranian pension funds shows that these funds have faced significant financial challenges in the last two decades and have reached a state of instability in the pension system. This raises serious questions about the ability of funds to meet their obligations for the benefit of beneficiaries. One of the tools for measuring the balance of resources and expenditures and the stability of pension funds is the support ratio. The purpose of this study is to examine this ratio in pension funds with an emphasis on social security and its developments over the past 50 years.
Methods: The present study is a descriptive-analytical research through secondary analysis of organizational registration data. The data used were obtained from statistical and information sources of pension funds and the Statistics and Information Office of the Ministry of Labor Cooperation and Social Welfare.
Results: State Pension Funds, Steel, Central Bank, Radio and Television, National Copper and Ports and Shipping have a support ratio below one. By classifying this ratio with the following group of 2 employees retired, to this list can be added banks, Homa Airlines, Central Insurance and Oil. Also, the support ratio in the Social Security Fund has been decreasing in recent years, so that in the last ten years it has decreased from 6.81 in 2010 to 4.5 in 2019.
Conclusion: The crisis in pension funds is so important that any neglect of it can create a national challenge in the country. The results obtained in this study show that the support ratio in pension funds has a decreasing trend and the continuation of this trend poses major risks to the Iranian economy.
Methods: The present study is a descriptive-analytical research through secondary analysis of organizational registration data. The data used were obtained from statistical and information sources of pension funds and the Statistics and Information Office of the Ministry of Labor Cooperation and Social Welfare.
Results: State Pension Funds, Steel, Central Bank, Radio and Television, National Copper and Ports and Shipping have a support ratio below one. By classifying this ratio with the following group of 2 employees retired, to this list can be added banks, Homa Airlines, Central Insurance and Oil. Also, the support ratio in the Social Security Fund has been decreasing in recent years, so that in the last ten years it has decreased from 6.81 in 2010 to 4.5 in 2019.
Conclusion: The crisis in pension funds is so important that any neglect of it can create a national challenge in the country. The results obtained in this study show that the support ratio in pension funds has a decreasing trend and the continuation of this trend poses major risks to the Iranian economy.
Hamid Sheikhpoodeh, Mohammad Nasrollahniya, Naser Azad, Abdolrasoul Mostajeran,
Volume 7, Issue 4 (3-2025)
Volume 7, Issue 4 (3-2025)
Abstract
Introduction: In Iran, pension funds are defined benefit funds and their sustainability is important. However, their financial sustainability and how they are evaluated have always been criticized and studied. The welfare and social security system seeks to provide and improve the status of individuals in old age. Today, insurance is considered a key component and determinant of social security in every society. Therefore, this study addresses the improvement and development of the social security insurance acceptance model using the interpretive structural modeling technique.
Methods: This study is a cross-sectional survey study in terms of its applied-developmental purpose and in terms of the method and time period of data collection. The data collection tools were semi-structured interviews and a researcher-made questionnaire, and the reliability of the questionnaire was assessed as desirable using Cronbach's alpha and composite reliability. The qualitative part participants include theoretical experts (management professors) and empirical experts (experienced managers of the Social Security Pension Fund) in the number of 20 people. The statistical population of the quantitative part includes 384 people who are compulsory and self-employed insured in social security in Tehran. To identify the dimensions and components, the qualitative content analysis method was used, the structural-interpretive modeling method was used to determine the relationships between the components, and the partial least squares method was used to validate the model.
Results: Service marketing strategy, financial literacy of users, and physical equipment and facilities affect trustworthiness and responsiveness. Trustworthiness and responsiveness affect the improvement of customer experience and lead to customer participation, customer loyalty, and customer satisfaction. Through customer participation, it is ultimately possible to achieve the acceptance of pension funds.
Conclusion: By focusing on confirming all research hypotheses, it can be acknowledged that all components of the model have a positive and significant effect on achieving the acceptance of social security insurance.
Methods: This study is a cross-sectional survey study in terms of its applied-developmental purpose and in terms of the method and time period of data collection. The data collection tools were semi-structured interviews and a researcher-made questionnaire, and the reliability of the questionnaire was assessed as desirable using Cronbach's alpha and composite reliability. The qualitative part participants include theoretical experts (management professors) and empirical experts (experienced managers of the Social Security Pension Fund) in the number of 20 people. The statistical population of the quantitative part includes 384 people who are compulsory and self-employed insured in social security in Tehran. To identify the dimensions and components, the qualitative content analysis method was used, the structural-interpretive modeling method was used to determine the relationships between the components, and the partial least squares method was used to validate the model.
Results: Service marketing strategy, financial literacy of users, and physical equipment and facilities affect trustworthiness and responsiveness. Trustworthiness and responsiveness affect the improvement of customer experience and lead to customer participation, customer loyalty, and customer satisfaction. Through customer participation, it is ultimately possible to achieve the acceptance of pension funds.
Conclusion: By focusing on confirming all research hypotheses, it can be acknowledged that all components of the model have a positive and significant effect on achieving the acceptance of social security insurance.
Reza Kiani,
Volume 7, Issue 4 (3-2025)
Volume 7, Issue 4 (3-2025)
Abstract
Introduction: Examining the situation of Iran's pension funds shows that these funds have faced important financial challenges in the last two decades and have somehow reached the unstable state of the pension system. This issue has seriously questioned the ability of the funds to meet their obligations for the benefit of the beneficiaries. One of the tools for measuring the balance of resources and expenses and the stability of pension funds is the support ratio. The purpose of this study is to investigate this ratio in pension funds.
Methods: The present study is a descriptive-analytical study through secondary analysis of organizational registration data. The data used were obtained from statistical and information sources of pension funds and the Statistics and Information Office of the Ministry of Cooperatives, Labor and Social Welfare.
Results: It is estimated that the support ratio in pension funds in the Social Security Organization will decrease from 5.45 in 2017 to 0.52 in 2028. This downward trend in the support ratio will also be observed in the national pension fund, that is, it will decrease from 0.95 in 2017 to 0.68 in 2028.
Conclusion: The results of this study show that the financial crisis of the funds under study will intensify during the Seventh Plan. This crisis is important in two aspects. First, the population will be covered by a high level of coverage, and second, the financial crisis in them will be transmitted to the government quickly and intensely.
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